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skip to content ivisnet.org insuring you property. primary menu get in touch home insurance life insurance flood insurance auto insurance about search for: all wet! 6 flood insurance myths debunked 5 jul 2018 jerry stephens flood is harm for people’s life and people’s properties, even give more stress and bad influence on national economy. it is well known that flash floods occur in the highest mountains of the united states and are common in the arid plains of the southwestern united states. the massive rainfall from floods and other tropical storms and the sudden thawing effects of ice dams can also lead to flooding. meanwhile, the most risk is faced by southern florida, new orleans and the manhattan section of new york city according to the report from the journal environmental research letters. so the people reside around these areas will insurance cover the damage if a flood swamps your home. general family insurance does not include floods. you need to go through the government’s national flood insurance program – but please note that the maximum coverage for your home and its content is $350,000. according to the flood insurance plan, people tend to link floods to total losses, but the average flood claim for us homeowners is about $39,000. here are some myths about flood insurance to be persisted by others, but i hope you may know the truths about it. flood insurance is only for the areas as high risk after completing a three-year renovation project for a 1,800-square-foot cottage home, the floods placed it under water for nearly four months. scheiber, who was the head of insurance at south dakota, said he had to take the house apart and regroup it. at the same time he urged all homeowners – even those who do not live in designated floodplains – to weigh the dangers and their choices and seriously consider buying flood insurance. you must live in a flood plain about a policy this is wrong. if you live in a floodplain, your mortgage company may ask you to purchase flood insurance. but even if you don’t live in the flood zone, you can buy it. chris hackett, director of personal lines for the property casualty insurers association of america, says “almost anybody can get flood insurance who wants flood insurance.” another person, don griffin, vice president of personal lines for the property casualty insurers association of america, also already stated against to the rumor as a policy that you must live in a flood plain. he says “the price through the federal flood insurance program is based on standardized rates and depends on the home’s value and whether or not it’s in a flood plain.” based on insiders explanation, you may find agent and ask them to help you to buy a policy as well. my homeowners policy covers floods typical home insurance policies do not include earthquakes or floods. therefore, homeowners who want to cover any of these disasters will need to provide separate, specific coverage for these types of disasters. hackett says “unfortunately, a lot of folks may be under the impression that their standard homeowners policy might cover flood damage.” it means the standard policy does not cover floods. flood insurance covers anything unnecessary thing. when it comes to the physical structure of a home, the federal flood insurance policy can be as high as $250,000. if you have a $300,000 house that is totally loss due to flooding, you can get up to $250,000 through the program to pay for the structure itself. flood maps no change the floodplain (and the floodplain map) has evolved and changed. just because when you bought home a few years ago, not on the flood plains doesn’t mean you are not in one now. griffin says “agents have different levels of sophistication with regard to this product,” and he adds “you get a different answer sometimes. so you make a couple of checks to make sure you’re protecting yourself.” distinguish for water damage please do not think that all water damage is the same. this is totally wrong thought when it comes to your insurance. hackett says “if there’s a storm and your roof comes off and water comes through, that would be covered under your homeowners policy,” added by hackett, “versus a flood situation where the riverbank overflows and you look out of the front of your house and you need a boat to get from point a to point b.” uncategorized how ai technology is going to change the insurance industry 1 jul 2018 jerry stephens ai technology already are widespread to every domain and every industries. it owns higher efficiency, more convenient processing ways, and more precise data collection and so on. in 2017, we published a popular post on artificial intelligence (ai) technologies that would dominate that year, based on forrester’s tech radar report. perhaps, we may have a look about these technology about ai first. 1. natural language generation natural language generation is an ai sub-discipline that converts data into text, enabling computers to communicate ideas with perfect accuracy. 2. virtual agents it is nothing more than a computer agent or program capable of interacting with humans. 3. speech recognition it is like apple phone siri function, and is just one of the systems that can understand you. 4. machine learning platforms it is a sub-discipline of computer science and a branch of ai. its goal is to develop techniques that allow computers to learn.they are currently mainly being used for prediction and classification. 5. decision management intelligent machines are capable of introducing rules and logic to ai systems so you can use them for initial setup/training, ongoing maintenance, and tuning. now it has already been used into kinds of corporate applications to help and execute automated decision. 6. robotic processes automation it uses scripts and methods that mimic and automate human tasks to support corporate processes. when hiring humans for some jobs is too inefficient or expensive, well, let us try robotic processes automation. 7. image recognition image recognition is the process of identifying and detecting an object or feature in a digital image or video, and ai is increasingly being stacked on top of this technology to great effect. 8. marketing automation it allows companies to enhance engagement and raise efficiency to grow revenue faster. it uses software to automate customer data integration, customer segmentation and campaign management, and streamlines repetitive tasks, allowing strategic minds to get back to doing what they do best. have you know these ai technology already? actually this is only small part of ai domain. back to the topic about insurance industry to prompted by ai technology, you may be aware of these technology values. data has always been the main things in the insurance industry, now we can no longer characterize the insurance industry as a sloth when the innovation and technology involved in this industry. showing you some ways to refer. transaction and claim processing as a highly regulated industry, the insurance industry processes thousands of claims and responds to thousands of customer queries. ai technology is used to improve this link. insurance advice and customer service machines will play an important role in customer service in insurance sections since the first interaction after determining the coverage of potential clients till ongoing customer service. ai and machine learning transforming insurance industry as mentioned above, machine learning technology could teach computer to learn in same way that human do. since insurance industry always has been heavy data process, this technology will help company to reduce job stress and raise process speed then realize high efficient working with low cost uncategorized facts about flood insurance 26 jun 2018 jerry stephens flood is very dangerous and harmful to every citizens who ever suffered. certainly, for some citizens lives in area where flood often is happened, though perhaps you do not su

URL analysis for ivisnet.org

http://www.ivisnet.org/2018/07/05/
http://www.ivisnet.org/flood-insurance/
http://www.ivisnet.org/2018/06/
http://www.ivisnet.org/about/
http://www.ivisnet.org/#content
http://www.ivisnet.org/2018/06/26/
http://www.ivisnet.org/facts-about-flood-insurance/
http://www.ivisnet.org/2018/07/01/
http://www.ivisnet.org/feed/
http://www.ivisnet.org/category/uncategorized/
http://www.ivisnet.org/wp-login.php
http://www.ivisnet.org/life-insurance/
http://www.ivisnet.org/author/admin/
http://www.ivisnet.org/2018/07/
http://www.ivisnet.org/how-ai-technology-is-going-to-change-the-insurance-industry/

Whois Information

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Domain Name: IVISNET.ORG
Registry Domain ID: D402200000005541173-LROR
Registrar WHOIS Server: whois.namecheap.com
Registrar URL: http://www.namecheap.com
Updated Date: 2018-06-22T15:48:51Z
Creation Date: 2018-03-19T01:13:14Z
Registry Expiry Date: 2019-03-19T01:13:14Z
Registrar Registration Expiration Date:
Registrar: NameCheap, Inc.
Registrar IANA ID: 1068
Registrar Abuse Contact Email: [email protected]
Registrar Abuse Contact Phone: +1.6613102107
Reseller:
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Registrant Organization: WhoisGuard, Inc.
Registrant State/Province: Panama
Registrant Country: PA
Name Server: NS4.HOSTICATED.COM
Name Server: NS3.HOSTICATED.COM
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of WHOIS database: 2018-07-06T01:19:40Z <<<

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  REFERRER http://www.pir.org/

  REGISTRAR Public Interest Registry

SERVERS

  SERVER org.whois-servers.net

  ARGS ivisnet.org

  PORT 43

  TYPE domain

DOMAIN

  NAME ivisnet.org

  HANDLE D402200000005541173-LROR

  CREATED 2018-03-19

STATUS
clientTransferProhibited https://icann.org/epp#clientTransferProhibited

NSERVER

  NS4.HOSTICATED.COM 176.9.166.210

  NS3.HOSTICATED.COM 176.9.166.209

OWNER

  ORGANIZATION WhoisGuard, Inc.

ADDRESS

  STATE Panama

  COUNTRY PA

  REGISTERED yes

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